Divorcing Your Mortgage™
Financing Strategies for Divorcing Homeowners
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Our purpose is to collaborate, educate, and problem-solve with allied professionals and their clients to help find solutions to financial issues proactively and creatively. Furthermore, to help divorcing homeowners make more informed decisions regarding their home equity solutions and mortgage financing opportunities during and after the divorce.
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Gray Divorce |
Financial Uncoupling |
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Gray Divorce refers to an increasing divorce group that involves older couples who have been married 20-30+ years. This is becoming a common occurrence as boomers age and their offspring settle out on their own. Because the stigma of divorce has greatly diminished and older couples no longer have an obligation to young children, many couples are choosing to separate. Since 1990, the rate of divorce after age 50 has doubled. Gray Divorce cause some often-tricky circumstances especially when it concerns finances and assets.
Collaborative Problem SolvingMarc maintains a holistic collaborative approach to the reverse financial planning process that includes educating advisors and keeping them current on financial strategies to help protect the quality of their clients lives. Marc believes that the key to a successful divorce mortgage plan and long term retirement plan is open communication and being proactive, along with a plan designed to address the unique needs and goals of each and every client.
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"Before same-sex marriage became law, LGBTQ Family Law was the Wild Wild West" - Sandy Lundy, Family Law Attorney
"LGBT couples are in the same position as any other couples, separation for same-sex couples was previously difficult enough that a lot of family lawyers wouldn't even touch those cases." - Dan Clifford, Family Law attorney Planning Life After DivorceAs a certified divorce lending specialist, Marc does not offer tax or legal advice, that is not his role. His role is to collaborate with attorneys, legal and financial advisors of all stripes. Marc assists the divorcing homeowners in integrating mortgage finance into their short- and long-term financial and investment goals, minimizing taxes and interest payments while optimizing cash flow.
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"Marc Gertz is a wonderful collaborator. He has been a true professional partner through the process of getting liquidity out of my clients estates, so that I can help them live out their lives according to their wishes. He has helped me with difficult to resolve loan issues. He also is a great resource in finding other professionals that may be needed in the course of my work. I highly recommend that all fiduciaries consider consulting with him about anything to do with reverse mortgages. I trust him with my clients. You can too."
• Iris Hecker - Fiduciary
Working With Mathius Marc Gertz, A Certified Divorce Lending Professional
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As a Certified Divorce Lending Professional, (CDLP), Marc focuses his practice on helping divorcing homeowners make a more informed decision regarding their home equity solutions and the divorce team identify any potential conflicts between the divorce settlement, the mortgage, and the real property.
Marc is a trusted advisor for divorce, estate-planning & bankruptcy attorneys as well as CPAs, financial planners, traditional mortgage brokers, probate and Professional Fiduciaries about reverse mortgages. Marc helps you separate fact from fiction and Reverse Your Thinking about reverse mortgages! |
We work closely with homeowners of any age via their trusted advisors and their families to custom design a program that will solve problems effectively and economically. Because we are a brokerage, we represent eleven different reverse product companies and fifteen different products, including a student loan alternative. We are able to handle credit and income issues that frequently derail applications on reverse loans and lines of credit up to six million dollars. Our purpose is to educate, problem solve and collaborate with allied professionals and their clients to help find solutions to financial issues proactively and creatively.
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